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How Hard Money Lenders in Atlanta can Make Real Estate Investing Much Easier

If you want to try your luck in the real estate investing business, you might want to check out the city of Atlanta. With the continuous population growth in Georgia’s state capital, it would be easier for a budding real estate investor like you to find tenants for your rental properties or buyers for your single-family homes.

By: Kimberly A. Brown
Category: Real Estate
Posted: Apr 13, 2010
Updated: Apr 13, 2010
Views: 239


If you want to try your luck in the real estate investing business, you might want to check out the city of Atlanta. With the continuous population growth in Georgia’s state capital, it would be easier for a budding real estate investor like you to find tenants for your rental properties or buyers for your single-family homes. And because of the city’s strong economy, great employment opportunities, and good public amenities, high vacancy rate and a lack of homebuyers won’t be a problem for you since people are not too keen on leaving Atlanta.

But before you make your first real estate investment in the city, you have to get yourself acquainted with hard money lenders in Atlanta first. As we all know, it is important to have access to a good source of funds when investing in real estate. By establishing a network with the local lenders, it would be easier for you to secure funds for your real estate investments.

With the help of local hard money lenders, buying a house for rent is virtually a walk in the park. You can borrow hard money that you can use to buy and fix the property. How? It is quite simple. Typically, hard money loans have a loan-to-value ratio (LTV) of 65%. You can advance 65% of the after repair value of the property you wish invest in.

Let me give you a clearer example. Let’s say you want to buy an undervalue house worth $40,000 and transform it to a rental property. After conducting an appraisal on the house, it is found to have an after repair value of $100,000. Applying the 65% LTV, you’ll get $65,000 from one of the hard money lenders in Atlanta. Subtracting the $40,000 purchase price, you’ll get $25,000 extra money, which you can use to make the property look more pleasing to the eyes of would-be tenants.

Securing hard money loans is pretty convenient. You don’t have to make a separate loan for the repairs on the property, unlike when borrowing money from bank. What’s more, you don’t have to worry about your credit score when qualifying for a hard money loan since hard money lenders are not particularly interested with a borrower’s credit rating. What’s important to them is the after repair value, as well as the profitability and marketability of the property for which the loan is being made.

To make the most of your real estate investing business in Georgia’s state capital, you should team up with the hard money lenders in Atlanta. Go to www.RehabHardMoney.com to find the best lender in Atlanta.

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