Prepare Yourself for a Break on the Slopes

With more than 1.25 million people from the UK expected to go skiing this year**, Direct Line is warning those travellers who aim to save money by going without adequate insurance, that they could be in for a shock should the worst happen and they have an accident.

A common injury on the slopes, such as a lower limb fracture, could result in private clinic surgery costs of up to £5,000. Additionally there is the possibility of up to a further £2,000 for helicopter mountain rescue. Wrist, knee and lower limb damage are the most common injuries seen on the slopes with average medical costs ranging from £750 - £1,500.

Jennifer Thomas, spokesperson for Direct Line travel insurance, says: “People need to be more aware of the costs associated with winter sports when the worst happens. With people becoming more adventurous on the slopes, it is important that they ensure appropriate winter sports and medical expenses insurance cover is in place for whatever type of activity they plan to do."

Most common injuries on the slopes and average medical costs seen by Direct Line***

Aside from the above injuries and costs, travellers should be aware that there are other elements of medical care that could be required, resulting in further costs. For example, an intensive care ambulance used for medical repatriation for serious cases such as head injuries can cost, on average, up to £10,000 from Geneva to London. Should you suffer a serious accident whilst emulating your Olympic heroes, costs for an air ambulance from Calgary (Canada) to London could reach £45,000.

• £5 million medical expenses cover
• Loss of hired ski equipment up to £500
• Lost ski passes and fees up to £250 for unused or part of passes, hire or tuition fees for which you can’t get a refund due to: accident or sickness, pass is lost or stolen or the resort closes completely
• Evacuation from the slopes on medical grounds
• Piste closure up to £20 per day to a total of £200M

In addition the standard policy benefits include the following:

• Airline and end suppliers failure cover (A new feature of the policy, fills the gap in consumer protection relating to end suppliers of holidays for direct bookings which may fall outside of the Governments ATOL (Air Tour Operators Licence) and has been included on all Direct Line Travel Insurance Policies)
• Loss or damage to personal belongings
• Delayed or missed departure
• Personal money up to £500
• Personal accident

* Offer available on Direct Line travel insurance policies bought online before 31 March 2010
** According to the Ski Club of Great Britain:www.skiclub.co.uk
*** Direct Line internal claims data

Direct Line

Started in 1985, Direct Line became the first UK insurance company to use the telephone as its main channel of communication. It provides motor, home, travel and pet insurance cover direct to customers by phone or on-line.

Direct Line is part of RBS Insurance, the second largest general insurer in the UK and is wholly owned by the Royal Bank of Scotland Group. Customers can find out more about Direct Line products or get a quote by calling 0845 246 3564 or visiting www.directLine.com.

Direct Line Insurance plc is authorised and regulated by the Financial Services Authority. Registered office: 3 Edridge Road, Croydon, Surrey CR9 1AG. Registered in England and Wales no. 01810801. The Financial Services Authority's Register can be accessed through http://www.fsa.gov.uk/register/.

Find out more on travel insurance from online Direct Line.

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