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Cover up and Insulate

If you insulate your walls properly you could save up to £160 a year on your energy bills*. Get an expert in to examine your home and advise where your insulation could improve.

By: Simon Macsis
Category: Insurance
Posted: Mar 05, 2010
Updated: Mar 05, 2010
Views: 71


There are a number of grants available to the general public to encourage proper insulation and home energy efficiency. So even if you might not be able to afford it‚ you might be able to get your new insulation funded.
• Wrap around cold water pipes with insulation and over the tank in your loft - don't insulate under the tank as this allows warm air rising from the rooms below to circulate and help prevent freezing
• Put draught excluders around the loft hatch to reduce the amount of heat escaping into the loft
• Insulate the back of the loft hatch with a securely fastened piece of insulation material -this will reduce the amount of heat escaping
• Spray insulation foam around areas where pipes enter your home to stop draughts – but make sure you don't block vents and wear a mask while you spray
• Have cavity wall insulation installed if your walls are suitable and you don’t already have it – it will reduce your homes heat loss
• Always use underlay with carpets to stop heat escaping through floors
• Seal draughts between floorboards‚ skirting boards and behind bath panels – very effective for keeping warm
• Consider double glazing - it will pay for itself over time
• Alternatively‚ install internal secondary double glazing – it can be cost effective
• Draught strip doors and windows with foam insulation strips – it’s cheap and very effective
• Line your curtains – it will keep valuable heat in
• Draw curtains when it goes dark – this stops heat escaping and draughts coming in
• Keep windows and internal doors closed when it’s cold – this will keep heat inside where you need it
• Make a ‘sausage dog’ – use rolled up blankets or sausage shaped cushions to keep out draughts from your window sills and doors – very good for keeping warm
• Get a keyhole cover – this will help keep out draughts
• Invest in a draught excluder for your letter box to help save you money
• Insulate your loft with at least 270mm/11 inches of mineral wood insulation - this will make your home more efficient and help save you money on your energy bills
Boiler troubles?
If your faith in your boiler is dwindling or if your electricity account is too expensive (compare electricity prices to make sure your provider isn’t over charging you)‚ it might be in your best long term interests to spend some cash on a new boiler.

If your boiler is between 10 – 15 years old it might very well be worth replacing it with a new energy efficient one‚ they are available from about £299‚ but can also cost up to £1‚500 or more‚ so have a good look around to ensure you aren’t paying too much for your new boiler. But the new energy efficient boilers could help you save up to £275 a year on your electricity bill!
*Source - Energy Saving Trust
Visit Age Concern for more information on travel insurance and motor insurance.

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